1. [For the choir director. A psalm of the sons of Korah.] Hear this, all you peoples; listen, all who inhabit the world,
2. both low and high, rich and poor together.
3. My mouth speaks wisdom; my heart's meditation [brings] understanding.
4. I turn my ear to a proverb; I explain my riddle with a lyre.
5. Why should I fear in times of trouble? The iniquity of my foes surrounds me.
6. They trust in their wealth and boast of their abundant riches.
7. Yet these cannot redeem a person or pay his ransom to God--
8. since the price of redeeming him is too costly, one should forever stop trying--
9. so that he may live forever and not see the Pit.
10. For one can see that wise men die; the foolish and the senseless also pass away. Then they leave their wealth to others.
11. Their graves are their eternal homes, their homes from generation to generation, though they have named estates after themselves.
12. But despite [his] assets, man will not last; he is like the animals that perish.
13. This is the way of those who are arrogant, and of their followers, who approve of their words. Selah
14. Like sheep they are headed for Sheol; Death will shepherd them. The upright will rule over them in the morning, and their form will waste away in Sheol, far from their lofty abode.
15. But God will redeem my life from the power of Sheol, for He will take me. Selah
16. Do not be afraid when a man gets rich, when the wealth of his house increases.
17. For when he dies, he will take nothing at all; his wealth will not follow him down.
18. Though he praises himself during his lifetime-- and people praise you when you do well for yourself--
19. he will go to the generation of his fathers; they will never see the light.
20. A man with valuable possessions but without understanding is like the animals that perish.